EMI Calculator
Calculate the monthly EMI, total interest and total payment on a home, car or personal loan. Adjust the loan amount, interest rate and tenure to see it instantly.
Monthly EMI
₹22,493
per month for 20 years
How EMI is calculated
EMI = P × r × (1 + r)ⁿ / ((1 + r)ⁿ − 1), where P is the loan amount, r is the monthly interest rate (annual ÷ 12) and n is the number of monthly instalments. Lenders may add processing fees, insurance or floating-rate changes not shown here — treat this as an estimate.
Put your plan into action
This calculator is a tool for illustration only and uses the inputs and assumed rate you provide. Actual returns vary and are not guaranteed — market investments carry risk. This is not investment advice; FutureGain is not a SEBI-registered investment adviser. Consult a SEBI-registered adviser before investing.