HDFCBANK839.2-17.90(-2.09%)|RELIANCE1,418+12.80(+0.91%)|TCS2,527.7-29.95(-1.17%)|INFY1,314.35+6.10(+0.47%)|ICICIBANK1,276.35-37.00(-2.82%)|SBIN1,098.7-44.85(-3.92%)|BHARTIARTL1,866.9-4.55(-0.24%)|LT3,834.4-114.45(-2.90%)|ITC306.1-3.65(-1.18%)|SUNPHARMA1,802+3.05(+0.17%)|HCLTECH1,362.9+6.05(+0.45%)|MARUTI13,487.25-661.90(-4.68%)|TATASTEEL191-7.50(-3.78%)|TITAN4,160-80.40(-1.90%)|BAJFINANCE935-15.00(-1.58%)|AXISBANK1,288.35-27.55(-2.09%)|HDFCBANK839.2-17.90(-2.09%)|RELIANCE1,418+12.80(+0.91%)|TCS2,527.7-29.95(-1.17%)|INFY1,314.35+6.10(+0.47%)|ICICIBANK1,276.35-37.00(-2.82%)|SBIN1,098.7-44.85(-3.92%)|BHARTIARTL1,866.9-4.55(-0.24%)|LT3,834.4-114.45(-2.90%)|ITC306.1-3.65(-1.18%)|SUNPHARMA1,802+3.05(+0.17%)|HCLTECH1,362.9+6.05(+0.45%)|MARUTI13,487.25-661.90(-4.68%)|TATASTEEL191-7.50(-3.78%)|TITAN4,160-80.40(-1.90%)|BAJFINANCE935-15.00(-1.58%)|AXISBANK1,288.35-27.55(-2.09%)|

EMI Calculator

Calculate the monthly EMI, total interest and total payment on a home, car or personal loan. Adjust the loan amount, interest rate and tenure to see it instantly.

%
yrs

Monthly EMI

₹22,493

per month for 20 years

Principal₹25,00,000
Total interest₹28,98,356
Total payment₹53.98 L
Principal Interest

How EMI is calculated

EMI = P × r × (1 + r)ⁿ / ((1 + r)ⁿ − 1), where P is the loan amount, r is the monthly interest rate (annual ÷ 12) and n is the number of monthly instalments. Lenders may add processing fees, insurance or floating-rate changes not shown here — treat this as an estimate.

Put your plan into action

This calculator is a tool for illustration only and uses the inputs and assumed rate you provide. Actual returns vary and are not guaranteed — market investments carry risk. This is not investment advice; FutureGain is not a SEBI-registered investment adviser. Consult a SEBI-registered adviser before investing.