HDFCBANK839.2-17.90(-2.09%)|RELIANCE1,418+12.80(+0.91%)|TCS2,527.7-29.95(-1.17%)|INFY1,314.35+6.10(+0.47%)|ICICIBANK1,276.35-37.00(-2.82%)|SBIN1,098.7-44.85(-3.92%)|BHARTIARTL1,866.9-4.55(-0.24%)|LT3,834.4-114.45(-2.90%)|ITC306.1-3.65(-1.18%)|SUNPHARMA1,802+3.05(+0.17%)|HCLTECH1,362.9+6.05(+0.45%)|MARUTI13,487.25-661.90(-4.68%)|TATASTEEL191-7.50(-3.78%)|TITAN4,160-80.40(-1.90%)|BAJFINANCE935-15.00(-1.58%)|AXISBANK1,288.35-27.55(-2.09%)|HDFCBANK839.2-17.90(-2.09%)|RELIANCE1,418+12.80(+0.91%)|TCS2,527.7-29.95(-1.17%)|INFY1,314.35+6.10(+0.47%)|ICICIBANK1,276.35-37.00(-2.82%)|SBIN1,098.7-44.85(-3.92%)|BHARTIARTL1,866.9-4.55(-0.24%)|LT3,834.4-114.45(-2.90%)|ITC306.1-3.65(-1.18%)|SUNPHARMA1,802+3.05(+0.17%)|HCLTECH1,362.9+6.05(+0.45%)|MARUTI13,487.25-661.90(-4.68%)|TATASTEEL191-7.50(-3.78%)|TITAN4,160-80.40(-1.90%)|BAJFINANCE935-15.00(-1.58%)|AXISBANK1,288.35-27.55(-2.09%)|

FD Calculator

Calculate the maturity value and interest earned on a Fixed Deposit. Uses quarterly compounding, the standard for most Indian bank FDs.

%
yrs

Maturity value in 5 years

₹1,41,478

₹1.41 L

Amount invested₹1,00,000
Interest earned₹41,478
Invested Interest earned

How FD interest is calculated

With quarterly compounding the maturity value is M = P × (1 + r/4)^(4 × t), where P is the deposit, r is the annual rate and t is the tenure in years. Actual bank rates and compounding frequency vary by product, and interest is taxable as per your slab — figures here are an estimate.

Put your plan into action

This calculator is a tool for illustration only and uses the inputs and assumed rate you provide. Actual returns vary and are not guaranteed — market investments carry risk. This is not investment advice; FutureGain is not a SEBI-registered investment adviser. Consult a SEBI-registered adviser before investing.