SIP Calculator

Estimate what a monthly SIP (Systematic Investment Plan) could grow to. Adjust the amount, expected return and duration to see the projection instantly.

₹
%
yrs

Estimated value in 10 years

₹23,23,391

₹23.23 L

Total invested₹12,00,000
Est. gains₹11,23,391
Invested Est. gains

How a SIP is calculated

A SIP invests a fixed amount every month. Each instalment compounds at the assumed monthly rate until the end of the period. The formula used is the future value of an annuity: FV = P × ((1 + i)ⁿ − 1) / i × (1 + i), where P is the monthly amount, i is the monthly rate (annual ÷ 12), and n is the number of months. The assumed return is an estimate you choose — real mutual-fund returns fluctuate and are not guaranteed.

Put your plan into action

This calculator is a tool for illustration only and uses the inputs and assumed rate you provide. Actual returns vary and are not guaranteed — market investments carry risk. This is not investment advice; FutureGain is not a SEBI-registered investment adviser. Consult a SEBI-registered adviser before investing.